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You deserve the best opportunity possible to achieve the dream of homeownership. If you can afford a mortgage loan, but lack the resources for the down-payment and closing costs involved with purchasing a home this Loan Program may be able to help.

The Loan Program offers affordable mortgage loan options, designed to help you purchase a home with little money out of pocket. You may not need to come up with any of your own funds for the down-payment or for closing costs. For many homebuyers, this means being able to purchase a home much sooner than anticipated.

These are 30 and 40 year fixed rate mortgage loans, and easy to apply for. The income limits are higher than many other assistance programs. Best of all, you don’t have to be a first-time homebuyer to qualify.

Features to Save You Money

· Low-to-no down payment requirements

· Longer loan terms (up to 40 years)

· Lower monthly payments available with 40 yr term

· Finance most, if not all, closing costs

· Total financing available up to 105% of the sales price

Flexible Qualifying Guidelines

· You don’t have to be a first-time homebuyer

· Income limits are higher than many assistance programs

· Only the income of qualifying individual(s), is calculated

· No purchase price limit

· 1 and 2 unit primary residences qualify

· No recapture tax

Great Program!